No United Kingdom increasing number of unexpected events flood which is no longer in the program of the season, but now represents a constant danger throughout the ages. This is confirmed by research from Aviva and the payment request received from its customers, which showed that the risk is present all year round and ends in the traditional winter months, characterized by the rainy season. According to Aviva’s study, around a third (35%) of foreclosures occur between June and August.
The percentage that contradicts the traditional classification of those who have identified a period of extreme vulnerability and flooding between mid-October to March,
According to the Emerging Risk report, Aviva has begun to warn homeowners and businesses to carefully consider this risk that is now affecting pregnancy and not just winter.
Jason Storah, CEO UK & Ireland General Insurance at Aviva, said: “Traditionally, we think about floods that happen in autumn and winter, when the rains are more frequent and stronger, and when the river is at its peak. However, this research shows that floods can occur at any time of the year and that summer rains are becoming more frequent.“.
Looking at flood claims data for residential and commercial properties over the period 2013-2024, Aviva found that, apart from December which accounts for 17% of flood claims, most floods in -takes place in the months of July and August, everyone is responsible for. 12% of total flood claims. Additionally, June is one of the peak months for home insurance.
Although in 2013, 2014 and 2015 there were only summer floods, in five of the last ten years (2016, 2018, 2020, 2021 and 2022), Aviva has received the highest number of damage payments summer floods. with the highest numbers in August 2020 and July 2021.
Storah added: “The extent of flooding can be surprising because it is difficult to predict, so we urge people to be cautious and take steps to protect their homes or businesses.”
Analysis says that although winter floods are usually caused by rivers overflowing their banks when long periods of rain flood the land, floods are more common in summer due to high , which is hardy and falls slowly on dry ground when the weather is hot. According to Aviva’s survey of 2,004 homeowners, more than a quarter (27%) of UK homeowners already have or are planning to partially replace their driveways with non-destructive materials. or their entire camp. “However, the poor areas and the lack of soil and vegetation make it difficult to absorb water, which can cause runoff and cause flooding.”, Aviva added. In addition to seasonal variations, the summer months see a peak in flood complaints in the London area, the south east and the east of England.